How does your insurance deal with desiccated thyroid? Here’s Wendy’s story with Armour.
Wendy is one of those gals that tries to adhere to “natural” in regards to her medication choices. She switched over to Armour from Synthroid about three months ago.
The transition was slightly trying, says Wendy. Her doc didn’t believe her that she shouldn’t be on a low dose for more than a couple weeks without upping it. So she went hypo all over again. (See why here.)
But after successfully upping the dose, she will now shout that it’s been the BEST thing in every way! She tells folks that being on Synthroid was like having your hand amputated and replaced with a hook, while being on Armour was like have it replaced with a fully functional prosthetic. Her skin is softer, hair is not shedding nearly as much, her mood has changed in a good way, memory has returned, fogginess has faded. She feels closer to her old self than she has in almost give years.
Now the bad news…
All this time, she only paid $15 for her Armour at the local Walgreen’s. But as of April 1st, it will be considered a Tier 3 drug under her insurance plan–United Healthcare. Exclaims Wendy in outrage and sadness: “This means that the natural drug I love, that has restored my in so many ways that the synthetic t4 only drugs never could, will now cost 85 bucks! Who can afford that?! ”
And here’s the awful irony: Synthroid, the worst medication ever thrust upon us in the treatment of hypothyroid, is Tier 2 (i.e. costs less), and generic T4-only is Tier 1 (costs even less). i.e. if you are under this insurance, you have to pay big bucks to feel a thousand times better. She has no clue why this is happening, but warns that it might start to happen across the board for others as well!
Here’s what happened: most insurance companies classify drugs under Tiers. Tier 1 is generally generics. And since the Acella “generic” brand of desiccated thyroid entered the market last November, her insurance company decided Armour is now a brand name, thus under Tier 3 and now $85 for Wendy. Seems a bit greedy when it could have risen to Tier 2….
But here is potentially good news for some of you. There is a bill to stop the Tier expense. You can read about it here. Unfortunately, tho, it “will not impact self-funded health plans which cover about half of all employees with health insurance. Federal legislation is needed to change that.”
Does your health insurance cover your desiccated thyroid?
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Canadian Pharmacy price updates for Erfa: See the latest prices here.
How medical journals affect the prescription practice of your doctor: An interesting article on this found here. And here’s an article about how the author of a medical article fails to state his association with the pharmaceutical of the product he is writing about–one more conflict of interest and influence on your doctor!
Ridiculous! Basing “normal” for Hashimotos patients by the TSH, a pituitary hormone, NOT a thyroid hormone: Read it here and weep.
Vit. D can help you stay sharp: So many benefits from optimizing your Vit D, and here’s one with your brain.
Need to talk to others? See all your alternatives here.






Before my thyroid disease of hypothyroidism was discovered, I had horrific and debilitating consequences from exercise or any activity. You can read about it all